Mobile and Manufactured Home Appraiser

Mobile and Manufactured Home Appraiser in California

Mobile and manufactured homes are classified as personal property. Mobile Homes are not permanently affixed on foundations while Manufactured Homes are. Mobile and Manufactured homes do not have deeds like real estate but, rather, these units have titles – just like cars and trucks. Most mobile home buyers finance their purchases through chattel mortgages. Once the appraised value has been determined, the loan is approved. Insurance is required in order to indemnify lenders against catastrophic occurrences and other events which may cause harm to the mobile home. The mobile home appraiser may also be called upon to place a value on a unit for estate dissolution, Medicaid compliance, Section 8 housing, charitable donations, landlord-tenant disputes, bankruptcy, divorce and redevelopments at mobile home parks; also known as trailer parks. Mobile homes come in two major sizes, single-wides and double-wides. Single-wides are 18 feet or less in width and 90 feet or less in length and can be towed to their site as a single unit. Double-wides are 20 feet or more wide and are 90 feet in length or less and are towed to their site in two separate units, which are then joined together. Interest rates are higher on a chattel home loan than a conventional mortgage because it is a personal property loan. There are over 38,000 trailer parks in the United States. Some communities specialize towards certain segments of the market. One subset of mobile home parks, retirement communities, restrict residents to those age 55 and older. Another subset of mobile home parks, seasonal communities, are located in popular vacation destinations or are used as a location for summer homes.

The St. Lucie Appraisal Company 772-359-4300


Service throughout Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming

The St. Lucie Appraisal Company
Service in all 50 States
Phone: (772) 359-4300